We are coming to the end of 2016! Are your plans in 2017 to become a healthier you?
In this series I want to talk about:
- The choice to become healthier
- Taking responsibility for the past
- Rewarding yourself
The choice to become healthier
I had made the choice to lose weight and start living a healthier lifestyle, and one of the things that really got the weight loss kicked into high gear was to become financially fit. My husband an I were big on using credit cards. When we decided to cut them up and pay them off, that was when we really started to look at the credit card statements to see where we were spending the money.
How many of you, go by that running total in your head that you try to keep each month on how much you are charging?
We did that. You know what, it doesn’t work. We were shocked at how much we were spending on eating out!! We had a terrible habit of spending money on something that we had no physical, or tangible thing to show for it except a growing waistline and an unhealthy report from the doctor.
Choose to become financially fit
After taking stock and looking at ourselves in the mirror we got on Dave Ramsey’s “baby step” program for paying down our debt and the weight really started to come off. I have been an avid listener to Dave Ramsey’s radio show and I kept hearing people telling Dave when they would call in to give their “debt free scream” that they had also lost 50, 60, and 70 pounds. If they were married, both the husband and the wife lost weight.
I believe there is a direct correlation to being on a budget, getting your debt paid off, saving for retirement and losing weight. When you are on a strict budget you are budgeting for your groceries along with the rest of the things that you need for the month.
We got on the plan of looking at what the food cost in dollars and what it would cost us in our goal of losing weight. We became a couple that shopped together and we really did buy 99% of our food on the perimeter of the store.
How much the food costs financially
Look at the ingredients and how many servings you are purchasing in pre-packaged food vs buying the items fresh and cooking the food. Homemade food tastes better and you can control the portions.
How much the food cost in weight
I got into the habit of asking myself how much more exercising is a certain food item going to cost me. I was already exercising 2 hours a day, did I want to have to do more? No!
The first 10 pounds fell off after we decided to not eat at restaurants anymore. The money that we were spending was now being used to pay off debt and I had budgeted money for healthy activities instead, such as hiking, biking, and kayaking.
If you need to get your finances in order then I want to recommend Dave Ramsey. His program is so easy to follow. Just a reminder, if you need to get in shape financially and physically, they both go together. Get inspired by listening to Dave is on the radio or you can listen to his podcast. You will be encouraged and inspired by others who have had the same money and weight problems you do. Their “debt-free” scream may even bring a tear to your eye. www.daveramsey.com
- What are you looking to change in the year 2017?
- Do you have a plan?
- Have you written your plan down?
- Do you have an accountability partner?